Benefit Calculator

Not sure how much coverage you need? Use this worksheet to estimate the right benefit amount — based on your debts, income, family needs, and existing resources.

Fill in what you know. The calculator updates totals as you go. When you're done, email yourself a copy to use when requesting a quote.

Determine your needs

Immediate Needs

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Average benchmark often used: $8,000.
$
Includes probate, executor, and legal costs.
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$
$

Ongoing Needs

Estimate income replacement and children's education support.

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$

Children's education needs

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$
$

Existing sources of income

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$
$
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$

Your estimated coverage need

Benefit Amount = Immediate Needs + Ongoing Needs − Existing Resources

$

Use this figure (or adjust it) when you request a quote or start your application. A Life Hub adviser can help you fine-tune it.

Want a copy? Enter your email

We'll email you a summary of your inputs and benefit amount.