How We Evaluate Insurance Companies

Life Hub Corp is independent. We compare options from established Canadian insurers and recommend coverage based on your profile, not on a single provider or one product shelf.

Financial Stability

We prioritize insurers with durable balance sheets and a long operating track record in Canada.

Contract Quality

We compare definitions, exclusions, policy language, and flexibility across products.

Claims and Service Experience

We favour carriers known for clear processes, responsive support, and fair claims handling.

ASSURIS Context

We work with insurers that are members of ASSURIS, the Canadian not-for-profit organization that helps protect policyholders if a life insurance company fails. ASSURIS details and limits are set by ASSURIS and may change over time.

Field Underwriting and MIB Strategy

Before formal submission, we use field underwriting to identify strong-fit insurers and product paths. This helps reduce unnecessary declines and supports cleaner submissions before an MIB record is created.

Licensed Service Footprint

Life Hub Corp advisors are licensed across British Columbia, Alberta, Saskatchewan, Manitoba, and Ontario. For insurer-specific questions in your province, call 1-866-936-1548.

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