Protect What Matters Most

Find help in determining your coverage needs or get started on an application. Our licensed advisors compare rates across 15+ top Canadian insurers to find the right policy for your situation.

If you are still deciding between term life, whole life, universal life, critical illness, or disability insurance, you can still start here. We use the form to narrow the right path before you commit to a policy.

Family planning their future with professional insurance guidance

100% Confidential

Your personal and medical information is securely stored and only accessed by licensed professionals.

Quick Response

We review your application within 1 business day and present you with personalized recommendations.

No Obligation

Getting a recommendation is free and carries no obligation. We believe in earning your business.

Three Simple Steps

Tell Us About Yourself

Fill out the questionnaire below with your basic information, coverage needs, and health profile. This takes just 5–10 minutes and helps us understand your unique situation.

We Find Your Best Options

Using field underwriting, we'll review your information and compare rates across 15+ top Canadian insurers. We present recommendations tailored to your needs and budget — before any MIB record is created.

Apply with Confidence

Together, we apply with the insurer of your choice. We handle the process, communicate with the underwriter, and keep you informed every step of the way until your policy is in force.

From Form to Policy — We Guide Every Step

Our guided questionnaire gathers the key information we need to compare insurers on your behalf. Most clients receive personalized recommendations within one business day — with no pressure and no hidden fees.

Person reviewing insurance options on a laptop at home

Three Things To Have Ready

You do not need every answer today, but these details help us move faster and recommend the right type of coverage.

Your Main Goal

Tell us whether you are mainly protecting family income, covering a mortgage, creating estate liquidity, or comparing a living-benefit need like critical illness or disability insurance.

Basic Health And Lifestyle Context

Age, smoking status, medications, and pending tests all affect which insurers and product types are realistic. A quick summary now helps us avoid avoidable declines later.

Coverage Budget And Timeline

Even a rough monthly budget helps us decide whether to start with term life, review permanent options like whole life, or phase your coverage over time.

Insurance Questionnaire

Your personal information will be handled in strict confidence by a licensed professional and securely stored.

Important: Please note that, owing to licensing requirements, we can only respond directly to applicants in British Columbia, Alberta, Saskatchewan, Manitoba and Ontario. While all Canadians are welcome to complete this questionnaire, we will refer applicants from other provinces and territories to our licensed colleagues in those regions.

Personal Information

Fields marked with * are required.

Employment

Base Insurance Plan

Beneficiaries for Insured

Enter Share % as a number (without ‘%’).

Beneficiary 1

Beneficiary 2

Beneficiary 3

Insurance History

Medical Information

Additional Information

Authorization

I understand and agree that my signature below applies to, and is for the purposes of, this entire Questionnaire. I consent to further discussion with a Life Hub adviser. At my sole discretion, I may instruct Life Hub to submit an insurance application with a selected insurer.

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