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Get Started Today

In just a few minutes, start on the path to the best insurance policy for your personal situation.

Coverage Planning

Insurance Needs, Without Guesswork

Our legacy calculators and insurance-needs tools are now consolidated into a guided planning process with a licensed advisor.

Coverage Gap Review

We estimate replacement income, debt protection, and estate needs based on your real obligations.

Budget-to-Coverage Fit

We compare premium scenarios across leading insurers so your monthly budget and long-term goals stay aligned.

Risk and Underwriting Strategy

We plan around health, occupation, and travel factors before formal submission to improve outcomes.

How It Works

Three Simple Steps

Tell Us About Yourself

Fill out the questionnaire below with your basic information, coverage needs, and health profile. This takes just 5–10 minutes and helps us understand your unique situation.

We Find Your Best Options

Using field underwriting, we'll review your information and compare rates across 15+ top Canadian insurers. We present recommendations tailored to your needs and budget — before any MIB record is created.

Apply with Confidence

Together, we apply with the insurer of your choice. We handle the process, communicate with the underwriter, and keep you informed every step of the way until your policy is in force.

Application

Insurance Questionnaire

Your personal information will be handled in strict confidence by a licensed professional and securely stored.

Important: Please note that, owing to licensing requirements, we can only respond directly to applicants in British Columbia, Alberta, Saskatchewan, Manitoba and Ontario. While all Canadians are welcome to complete this questionnaire, we will refer applicants from other provinces and territories to our licensed colleagues in those regions.

Personal Information

Fields marked with * are required.

Employment

Base Insurance Plan

Beneficiaries for Insured

Enter Share % as a number (without ‘%’).

Beneficiary 1

Beneficiary 2

Beneficiary 3

Insurance History

Medical Information

Additional Information

Authorization

I understand and agree that my signature below applies to, and is for the purposes of, this entire Questionnaire. I consent to further discussion with a Life Hub adviser. At my sole discretion, I may instruct Life Hub to submit an insurance application with a selected insurer.

Sign here

100% Confidential

Your personal and medical information is securely stored and only accessed by licensed professionals.

Quick Response

We review your application within 1 business day and present you with personalized recommendations.

No Obligation

Getting a recommendation is free and carries no obligation. We believe in earning your business.

Education

Video and Learning Support

Our previous video library has been streamlined into advisor-led explainers that are shared based on your application stage.

Policy Type Walkthroughs

Clear breakdowns of term, universal, and whole life so you can compare confidence, cost, and flexibility.

Underwriting Guidance

We explain exactly what is reviewed in underwriting and how to prepare to avoid unnecessary delays.

Advisor Call Summaries

After each call, you receive a plain-language summary of options, next steps, and required documents.